Beginning your home search can be an overwhelming and daunting task. Because of that, our team makes sure that you, and all other potential buyers, understand each of the 7 steps that we take to make the process as easy and exciting as possible.
During our initial call or meeting, we'll get to know you and your goals and determine if we want to work together. We'll also take this time to explain how we plan to represent and guide you at every step of the process.
Just like no home is alike, no homebuyer is alike. We’ll discuss your goals and expectations so we can get a clear understanding of exactly what you are looking for. Our team will get to know you — Need to move for a job? Want a shorter commute? Getting married? Having a baby? Need to upgrade or downsize? Is rent too much? Is this your first home? We'll also uncover your likes, dislikes, and must-haves so we can begin narrowing down the homes on the market that fit your criteria.
We’ll introduce you to our mortgage partner, who can help you determine your buying price range with confidence. Be prepared to dig into paperwork during this part of the process such as pay stubs, W2’s, and tax returns. The lender will do a full review and then tell you what you will be able to borrow in order to purchase a home. This is a vital step in the home buying process as it's important to have clear expectations from the start on what you can afford.
At this stage in the process, after we know exactly what you are looking for, we’ll send you notifications about the listings that you’re most likely to be excited about.
Here’s where the buying process gets really fun! We’ll go to local open houses together and schedule viewings of the homes that you’ve loved from our listing alerts. We’ll talk about how the budget will work and make sure that we find you the perfect home.
When you’re ready to make an offer, your agent will present a written offer to the seller. While everyone loves getting their offer accepted right away, the seller could come back to us with a counter offer, or reject your initial offer all together. We’ll walk you through each of these possibilities and exactly how to handle them. Once your offer is accepted, it’s time to get your financing in order and move forward to the next step!
The sellers accepted your offer, and the home is going through appraisal and inspection. The appraisal guarantees that the price of the property matches the condition of the property while the inspection makes sure that everything in the home is functioning properly and there are no major issues inside. These are the last steps before the keys to your home are handed over to you.
Get excited because it’s time to close on your home! This process includes going through all of the final paperwork and signing your name (a lot!). Don't forget to bring all of the paperwork you’ve collected along the way and your down payment. You'll receive the keys and that's it, you're officially a new homeowner!
We can’t thank Jose Luis Navia enough for everything he did to help my wife and me sell our home in Lathrop and relocate to Tracy. His professionalism, responsiveness, and clear communication made an otherwise stressful process manageable and smooth. I work long hours Monday through Friday, leaving me little time to handle calls or emails, but Jose made sure I was always informed and prepared at each step of the way. From beautifully marketing our home to securing a strong buyer with a quick closing, Jose’s expertise directly contributed to our successful sale and helped with negotiations for our new home. He went above and beyond, even assisting with the moving process, including packing and loading the moving truck—something that was especially helpful with a newborn and my packed schedule. Jose truly became a hero for us during this time, and I am incredibly grateful. If you're looking for a dedicated, knowledgeable real estate agent, I highly recommend giving Jose a call without hesitation. He will deliver beyond your expectations!
I could not imagine buying a home without Jose Luis. His exceptional market knowledge and personalized approach resulted in the purchase of my first home. Throughout our home-buying process, Jose was incredibly communicative. He would keep me updated on any new developments and his ability to explain the complex contract details was so helpful. Jose’s professionalism was consistent during our buying process. He was always on time to showing and proved his reliability by always answering my calls or text messages. I highly recommend Jose for anyone seeking a dedicated and effective real estate partner!
Jose Luis of Hero Realty is really a Superhero! He helped us immensely during our stressful relocation process. Jose is young, energetic, and knowledgeable. He went above and beyond to secure our new home, working tirelessly with vendors making sure we were 100 percent happy with our purchase! If you are looking for a realtor, lose the zero and get with the Hero! Call Jose!
Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
